Product Liability Insurance


Anyone looking online for a product liability lawyer near me most likely has a very good reason to start looking into legal representation. If you’ve been injured by a product then you might be surprised to find out just how likely you are to win a lawsuit against the manufacturer or seller of the product. It’s good to understand that any manufacturer or seller is going to have product liability insurance for just this type of case.

Product liability insurance is meant to help both big and small businesses protect themselves against lawsuits made against them for an injury stemming from their products. If someone is selling something that can cause bodily injury then the person sustaining the harm should never be responsible for the medical bills they incur. That’s why you’ll almost always be dealing with insurance companies rather than businesses.

Insurance and Small Businesses

No one ever wants to be the reason that a small business has to shut down and accidents happen all the time. It’s most likely not in your nature to take away an individual’s or family’s only source of income because of an unseen problem with their products. That’s why it’s important to understand that these small businesses have been paying for insurance the entire time they’ve been in operation.

If you’ve incurred medical bills or have been suffering from a change in your quality of life then you’re entitled to some form of compensation. It’s those insurance companies that have agreed to pay that compensation to you, so you never have to worry about what you’re doing to the small business. It’s not your fault that you got hurt and the insurance companies have been taking payments from the businesses in return for the protection they offer for these problems.

Speak to an Attorney

It’s always best to speak to an attorney anytime you sustain an injury from a product through no fault of your own. An attorney is going to have a vast understanding of the law and product liability in your area. They’ll be able to tell you if you have a case or not and that’s the most important thing to understand.

Product liability insurance is there to settle these matters and you won’t have to spend hours in a courtroom in front of a judge. Your attorney will work directly with the insurance company and take a percentage of the settlement. It doesn’t get easier than that while you focus on healing.