Quick overview of Indiana car accident laws

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Car accidents can be fatal and can have serious consequences. In Indiana, all drivers and motorists are required to have liability insurance for both bodily harm and property damage. If you were speeding and are the cause of the accident, the injured victim can ask for compensation by filing an insurance claim with your insurance company. If the amount is less than the damages and losses suffered, the victim can file a personal injury lawsuit against you. In case you have the misfortune of getting involved in a car accident, you should seek legal counsel. Talking to an experienced car accident lawyer Fort Wayn can help in many ways. In this post, we are sharing more on the car accident laws in Indiana. 

The statute of limitations

If one person’s negligence caused an accident, the victim can file a personal injury lawsuit, subject to circumstances. Like in most states, Indiana also has a statute of limitations, which allows a period of two years to file such lawsuits, counting from the date of the accident. If you fail to bring a lawsuit or claim within that period, the court may not entertain your claim. Note that the statute of limitations doesn’t apply to insurance claims. If you have a valid claim, consider completing the due formalities and inform the at-fault party’s insurance company within a reasonable time. 

Determining fault

Motorists who are responsible for an injury accident are responsible for economic and non-economic damages of the victim. If one party has a share in the accident, their compensation will reduce by that percentage. If you are more than 50% at fault for the accident, you may not recover anything for your losses and suffering. 

Should you hire a car accident lawyer?

Yes, absolutely. Most car accident lawyers in Indiana work on a contingency basis, which means they only get paid if they win. They will work on your behalf and ensure that due paperwork and formalities are done right, so that your rightful compensation isn’t denied. As required, they will talk to the insurance company in depth and negotiate on your part. While most car accident claims are settled through negotiation, there is a chance that these negotiations may not materialize and the matter needs to be tackled at court. Your car accident lawyer will take over and ensure that you don’t settle for less. 

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